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Why We're Different

Welcome to a better way to borrow

Searching for financing is free and won’t affect your credit score

Business Lending, Reimagined

Traditional business lending can require meetings at banks, mountains of paperwork, and back and forth communication that can stretch on for weeks. The worst part? All of it is draped in uncertainty. Will you get the loan? Is the loan you applied for even the right kind of loan for your business?

We started SnapCap because we knew finding funds for your business didn’t have to be a hassle. We built our technology to streamline the process, then staffed our team with knowledgeable experts that can help you find the type of financing you need.

Alternative Loan via SnapCap

  • Simplified lending process
  • Faster turnaround time
  • Lower "time in business" requirements
  • No collateral requirements

An industry-changing process that leverages technology to find the capital you need to run your business, without the hassle.

A Traditional bank loan

  • Lengthy lending process
  • A 4 to 6 week average funding time
  • At least 3 years of business operation required
  • Heavy emphasis on collateral

A rigid process of the past that comes with stacks of paperwork, weeks of wait times, and too much uncertainty.

We're In This With You

A streamlined process

We've worked hard to streamline our process, so that we can get to the most important part quicker: accessing funding for your business.

A different kind of business evaluation

Our ability to help you get qualified for funding is based on your actual business performance, not some outdated set of data points the banks use. Our technology cuts through the minutia of big bank lending and makes a simple recommendation based on your cash flow. No long waits, no need for collateral.

A simpler solution

We believe business lending should be personal, simple and widely available. With SnapCap you have a single funding outlet that guides you through the loan process from start to finish. Many of us here have been through the process ourselves. We'll find your funding together, so that when you're in need of more, you'll know where to go.

Imagine the Possibilities with SnapCap

Simplified Process
Streamlined and paperless, our quick online processing saves time so you can stay focused on your business.
Same-Day Approval, Next-day Funding
The best financial technology in alternative lending. Funds deposited in as little as 24 hours following approval.
A Relationship You Can Trust
SnapCap has worked with thousands of businesses since 2012. We build relationships that last.
Expert Funding Advisors
From initial form to future funding needs, your dedicated loan officer is here to help you and your business.
A Better Way To Borrow
Funding decisions are based on actual business performance. We focus on the borrower, not the bank.
Competitive Rates
Tailored terms to meet your needs. SnapCap is only interested in positioning your business for success.

Get pre-qualified for up to $1M

Searching for financing is free and won’t affect your credit score